Other plus points include a 60% multi-bike discount and 25% discount at renewal – even if you’ve made a claim. Benefits include worldwide cover, new for old replacements as a result of theft or damage, and protection for any family member and their bikes – rather than solely the policy holder – as long as they permanently live with you. Since we launched in 2013, our goal has always been to give you the best variety and selection of cycle insurance companies in the UK. If you click a link and buy a product we may earn revenue: this helps to support The Sun, and in no way affects our recommendations. All recommendations within the article are informed by expert editorial opinion. Although you will need normal travel insurance when going abroad, having a cycle policy means your bike is covered and you won't have to pay for extras on your travel cover. Custom Parts: A part of your bicycle which is essential to its function and add to the value of your bicycle. Some cyclists feel their home insurance provides enough cover for their bike – it includes public liability cover outside your home and may meet the costs of replacing a bike. However, selecting the best insurance policy for your needs will depend on how you use your bike. Many events will require you to have some form of cover before you enter. It covers bikes up to £12,500 and provides good cover for those considering long trips abroad. Bicycle Insurance Many household insurance policies have limitations when it comes to covering cyclists, their bicycles and their accessories – which is why you need specialist cycling insurance. You can invalidate your cover by using the wrongs locks or storing a bike incorrectly. For example, Bikmo and Yellow Jersey do not provide public liability for the USA and Canada. Our bicycle insurance is for the everyday cyclist, get a free quote today. As well as paying to replace your bike, bike insurance could save you money by getting you back on the road more quickly – especially if you rely on your bike for transport to work or university. If you have an expensive bike that you use regularly to get around, or if you take part in competitions, bicycle insurance will give you the best cover. As well as the obvious headline financial impact related to these mishaps there are other costs that can add up. Other providers with worldwide policies include Cycleplan, CycleGuard and PedalSure, which says it offers a true worldwide policy without any restrictions. Good for: all-rounders, taking a bike abroad. It covers bikes worth up to £20,000 and is underwritten by Hiscox, an insurer behind many specialist UK policies. Cycle Syndicate is one such group in the UK that has formed what they call ‘Bike Protection fuelled by friendship’. See Gov.uk for how to do this. But PedalSure gives you an extra level of protection that would pay out if you are injured. Here they are: In 2017 in the UK our collective mileage was up 25% over the last 15 years to over 5 billion kilometres cycled in 2013 and two million people across Britain cycle at least once a week. Insurance for bikes, e-bikes and cycling accessories At cycleGuard, we’ve been protecting cyclists and triathletes across the UK for over 20 years against theft and damage to all types of bike including mountain, folding, electric and road as well as cycling accessories inside the … Most insurers should provide you with a list of locks that are accepted under their policies. This includes seat posts, saddles, handlebars etc. Learn more about the best cycling insurance companies and find out what their customers think by reading our expert reviews. looked into how insurance would have helped, Protect Your Bubble cycling insurance review, Better options and fewer restrictions for where you can store your bike, Cover for races and competitions, including triathlons, Breakdown assistance Travelling overseas with high-value bikes and cycling abroad, Cover for specific parts of the bike, such as wheels or the seat, Accessories cover - GPS, helmets, clothing, water bottles, Race fees – if you have to cancel because of illness or injury. Standard travel insurance has limits on the value of individual and total items you can take with you and quality cycling equipment can easily exceed them. Bicycle crime is serious business in the UK: in 2017, there were around 290,000 bike thefts. The best insurance for different cyclists, 5. Wiggle Cycle Insurance have made it easy for you to compare bicycle insurance. Our table below compares Wiggle Cycle Insurance with other bicycle insurance options. What you need to know about triathlon insurance. Address: 1-10 Summers Street, London EC1R 5BD. Need a new bike cover? Pedal Cover does this and more, giving you protection against public liability, theft away from the home, damage and even a taxi reimbursement up to £200 – perfect for if you get a mechanical when out on the road and there’s no other way to get home. This article and any featured products have been independently chosen by The Sun journalists. Bought By Many Ltd is a company registered in England and Wales with number 7886430. We endeavor to compare bicycle insurance policies so that you can get the most fitting bicycle insurance at the most competitive rates. From personal protection and third-party liability through to covering damage or – in the worst case – your bike being stolen, bike insurance is a relatively cheap way to stay covered, whatever you ride. Good for: new cyclists, commuters, mountain bikers, enthusiasts, people who have home insurance that covers their bikes. Good for: all-rounders, commuters, amateur races, taking a bike on holiday. What’s more, you’ll be paid out the equipment’s original value and won’t have to pay a penny of excess. Most should include leaving your bike in a triathlon transition area and sportives. Skip to main content. It covers bikes up to £10,000 and does not seem to price by postcode, which means it could be cheaper for some city cyclists. Available in three different tiers – Assist, Essential and Elite – all cover you for public liability and personal accidents, including reimbursements for emergency private medical and physiotherapy. 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